Its that time of year again when people desiring a college education begin to count the costs of going to school. It is a difficult decision, especially for non-traditional or adult students. With all of the strains on todays budget, going to college can seem like a luxury. But is it really an option?

I understand that many people in todays business world achieve success without a college education. I also realize that many people believe that a degree will somehow transform them into overnight successes. A degree doesnt mean much; an education is priceless!

So, if you want a degree, print one, hang it on your wall, and see what difference it makes. But, if you want an education, stick with me. I think I have some important information for you.

We all know the cost of going to school is rising. In addition to increases in tuition, we have see the costs of books, housing, and transportation rise. Education a huge investment. Is it worth it?

Based on data collected through the 2000 census, the U.S. Census Bureau reports that a working adult who graduated from high school makes an average of $23,233. The same adult with an associates or two-year degree makes $31,684. But that same adult with a bachelors degree makes an average of $45,648 or $22,415 per year more than the high school graduate!

So, just how valuable is a college education over a persons working career? Lets suppose the high school graduate works 40 years at the same job and never gets a raise. Over a normal working lifetime, the individual will earn $573,960. The college graduate, with no raises over the same 40 years will earn $1,825,920thats $1,251,960 more than the high school graduate!

If I told you that you an investment of $30,000 today will result in more than $1.8 million in 40 years, youd agree it would be a wise investment. Well, thats exactly what Im telling you! Do whatever it takes to continue your education. Can you afford college? You cant afford NOT to go to college! Think about it!