Cashback credit cards reward the cardholder for using the cards, by giving rebates and cashback incentives. Cashback credit cards are only given to those with good, very good or excellent credit ratings.

While there are variations on the offers of the cashback credit cards, the best of these have some typical features. Let's look at two of these best cashback credit cards.

The first of these cashback credit cards we found has a zero percent annual percentage rate (APR) on purchase as well as transfer of balances from other high rate credit cards for the first year. Each purchase made with this cashback credit card earns one percent back. The earnings have no tier, no maximum or any hard to understand spending requirement. Other benefits of this cashback credit card offer include unlimited protection for purchases, extended warranty and accident insurance for travelers. There is no annual fee for this cashback credit card. The regular APR after the introductory year is 10.74. Your credit must be good to be approved.

Cashback credit cards are also offered specific to vendors, such as one offered for an auto manufacturer. This card has no annual fee and zero percentage interest during the twelve-month introductory period. You earn rebates at the rate of one percent on any purchase, one percent on any vehicle purchase, but three percent on any make or model of the auto manufacturer sponsoring these cashback credit cards.

There are a number of restrictions and cautions on these cashback credit cards, however. As an example, let's take a look at the fine print tied in to the auto manufacturer cashback credit card offer. The Introductory APR on this card cannot be applied to a cash advance, and that's standard. In fact, cash advances are quite costly no matter what credit card you choose.

During the twelve month introductory offer should your minimum or greater payment be late just once or should you twice exceed your designated credit limit, you'll lose the right to the zero percentage interest rate. Depending on your credit worthiness, your interest rate would now be somewhere between 12.74 and 19.74 percent.

Balance transfer fees on these cashback credit cards are 3 percent, though the minimum charge would be $15 and the maximum $75.

The minimum finance charge is fifty cents per billing cycle for these cashback credit cards. What's most disturbing about this particular cashback credit card, however, is the final fine print statement that the credit card issuer reserves the right to unilaterally make any change of fee, APR or other terms of the cashback credit card accounts at any time.